401(k) Plans for Employers

Build Long-Term Loyalty With a Retirement Plan That Works for Everyone

Offering a 401(k) plan can give your business a competitive edge—attracting top talent, retaining valuable employees, and helping your team plan confidently for retirement.

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Why Offer a 401(k) Plan Through Your Business?

A 401(k) isn’t just about retirement—it’s about creating a workplace where employees feel valued and secure. Here’s what your business can gain:

  • Attract and Retain Talent
    A robust benefits package makes your business more appealing to top candidates.
  • Tax-Deductible Employer Contributions
    Matching employee contributions can be deducted as a business expense.
  • Boost Employee Morale and Loyalty
    Helping employees save for the future builds trust and long-term commitment.
  • Flexible Investment Options
    Employees can customize their retirement strategies through pre-tax or Roth 401(k) plans.

How 401(k) Plans Work

A 401(k) plan allows employees to contribute a portion of their salary into an investment account that grows tax-deferred until retirement. Employers may offer matching contributions to enhance participation and retention.


Types of plans include:

  • Traditional 401(k) – Contributions are pre-tax; taxes are paid upon withdrawal.
  • Roth 401(k) – Contributions are post-tax; qualified withdrawals are tax-free.
  • Safe Harbor 401(k) – Designed to meet IRS testing automatically, often with mandatory employer contributions.
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The Benefits Go Both Ways

By offering a 401(k), you’re not only helping your team invest in their future—you’re strengthening your business from within. Contributions, compliance assistance, and employee education are all part of building a smart retirement solution.

Let’s Talk Retirement Benefits

Want to help your employees build a better future—and stay loyal to your business for the long run? Let’s explore the right 401(k) options for your team.